What are the top expenses of small business? According to a recent release from market intelligence firm, BIGresearch and SAM'S CLUB the top ten are:

1. Health Insurance (43.1%) 2. DSL/Broadband Internet (35.9%) 3. Cellular Phones (33.9%) 4. Business Energy (31.7%) 5. Advertising (22.2%) 6. Accounting Services (16.9%) 7. Voice mail (12.8%) 8. Dial-up Internet Service (11.8%) 9. Financial Planning Services (8.3%) 10. Collection Services (7.8%)

Here are a few savvy saving tips and resources to help control your costs:

HSA: A Small Business Health Care Alternative: A new approach enacted by Congress last year called HSA or health savings accounts, provides new avenues for reducing current healthcare costs. Learn how an HSA can benefit your small business.

10 Ways to Reduce Small Business Long Distance Costs: Do you dread the thought of switching your small business long distance because of past bad experiences or confusion over how to choose the best calling plan? The following are tips on how to choose the best small business phone plan for your business.

Frugal Business Tips: Frugal tips for making your business, large or small, more profitable from The Frugal Living Guide.

Low-Budget High-Impact Marketing Plan: The secret to creating a high impact marketing plan is to optimize your limited budget. Use low budget marketing to get your message out to your customers on a regular basis and watch sales revenue grow.

How To Find a Good Accountant: Can you find an accountant that best meets your business needs? A good accountant will understand your company, personal tax situation, and save you money.